My job in software development was eliminated, shipped offshore to people who have only limited use of English.  If that works out for my former employer, they’re smarter than I think.  The amazing thing when we were cut was we would get an extra month of pay, plus a month of severance, if we trained the people who took our jobs. Or, we could move to Bangalore from our nice little home here in Encanto. 

If you didn’t cooperate, you simply got nothing.  Despite the blow to my dignity, I took the train-the-replacements option.  My wife’s income from her job in San Diego is too small to feed, house and clothe our family.

But the severance and unemployment didn’t cover the bills, including a few unexpected expenses that happened.  So bills weren’t always paid on time and our credit rating took a hit.

My best bet for longer term employment in the future was to take some training courses.  It’s exactly what they talk about in all the business publications — it’s retrain or die.

I took stock of what I could sell or otherwise use to get money for this $1200 course. It was then that I realized to get fast cash I could use my car for a car title loan. I filled out an online application with Car Title Loans in San Diego.  It was fast, simple and non-judgmental (unlike how my requests for home equity lines and credit card extensions went).  In less than 24 hours I had the money I needed to help me find my next job.  Think twice before you criticize anyone who uses auto title loans for financial management.  They might be doing the smartest thing for their circumstances.

- Fernando G.

People from Seattle where I grew up think it never rains in San Diego.  They don’t know the year I went through in 2007.

My wife and I both developed serious illnesses that spring.  We’re grateful we’re both going to live, but we both had to face expenses not covered by our insurance, then ultimate job loss because we were unable to perform as needed.  Losing our jobs, then seeing much bigger insurance premiums on self-purchased plans, threw our finances into a whole new dimension.

But we held it together, found a way to cover big bills while we got healthier and found new employment. We didn’t want to leave our house in Hillcrest – selling now would have been a huge loss, given the real estate environment, and with our new bad credit it would be almost impossible to buy anything anywhere else. There was a period of time when I wasn’t sure we could keep the lights on we were so far behind in our bills.  

That’s when I turned to Car Title Loans in San Diego.  Our Prius was our collateral, as well as a form of necessary transportation.  We borrowed money against it, enough to keep the big bills paid, get healthier and find new careers.  I was relieved I didn’t have to go to some icky storefront in an iffy neighborhood; they have an online application that takes about 20 minutes.  I honestly think the reduced stress from loan against car title helped us get healthier faster.

Welcome to Car Title Loans in San Diego!