When I was still a kid, I lived in a house that was conducive for rest and playing. Our backyard was the favorite hang out of my friends before. We had a vast backyard to run and play, plus, we had a tree house that was very cozy for us. Our parents did not have a hard time in getting us to nap during the afternoons because, it became automatic for us to sleep in that tree house for some time in the afternoons after we played. That tree house has a significant value to me.

And now that I have grown up, I kind of miss having that tree house. I wanted to build a tree house in my backyard, and I wanted to have it facing my room in the second floor. I wanted to have it done right away, but, the carpenter’s fee increased, and so I had to bear with it. I tried to ask him for a bargain but he said he would not. I did not have the cash that time since all of my cash was handled by my wife. I looked around on the Internet and looked for some instant lending companies nearby. Gratefully, I found San Diego Title Loans, which provides fast cash auto title loans in the area and in National City, Chula Vista, Spring Valley, Jamul, Lakeside, Poway, Alpine, El Cajon, and La Mesa as well. Applying online was fast and easy, and in no time at all, the application was approved. The cash was right in my hands that day and I had the carpenter start on the building of the tree house.

Andre T.
San Diego, CA 92128

Now, I’m a pretty responsible person but with the economy the way it is, I ran short of cash last month and saw no way at all to pay my rent on time. A friend told me about this online service based in San Diego that offers car title loans, so I checked it out. Not only did I get a loan against my car title, but it was fast, simple, and my horrible credit didn’t slow things up one bit because I hold the clear title to my car! I walked out with enough cash in hand to cover my rent this month and a portion of next month’s as well, buying me some time to get my finances in order. I budgeted in the repayment of the car title loan, so that payment should not be a problem, either. I win all the way around! My rent is paid, I’m a little bit ahead, and I won’t be gathering dew while sleeping with the chipmunks downtown.

Karen L., San Diego California

By the way, San Diego includes the smaller communities of Clairmont, Santee, College Grove, University City, and Lemon Grove.

I’m a surfer dude, and I used to live in a decent pad near the beach.  But I forgot about paying my rent because I am always in a purple haze frame of mind. Anyways, my landlord got mad at me and even though he can be cool — he can also be a real tool.  So we got into it and I says,”Look man, if your going to stick it to me then I will just live in my car!” So he said get lost and now I am a proud resident of my car.  It’s cool though because its cheaper than paying rent.  I need more money though because my business is slow right now.  I am a hair consultant.  Don’t ask me why, but I help people with growing dredds.  I use hemp in all of my products that I push.  I believe God gave us hemp for a reason.  I need money man! Damn, what happened to this economy!

SO I went to Car Title Loans in San Diego.  I found them on the internet after search for different types of fast cash loans.  I found car title loans made the most sense for me.  I already have my car paid off and also have a truck.  They will except both car and truck for auto title loans.  I was also able to fill the application out on the internet in minutes.  They insured me that everything would be good and I can get my money within hours.

By the way San Diego is near Chula Vista, Coronado, Tijuana, Escondido, and Oceanside.

I love to shop. Sometimes I think I may have a problem with it, but whatever, that’s just me. One thing I always do every year though, is go Christmas shopping really early - there’s nothing worse for me than standing in long lines for a long time trying to buy everything at once. Ugh! I hate it!

I wasn’t really doing too good on the money situation, but I know I needed to go shopping before Thanksgiving. I didn’t want to ask anyone to borrow money though, because I would probably be buying their gift with it. So what else was I to do? I hopped on the Internet - that’s where I always turn when I have an unanswered question.

I found the website for Car Title Loans in San Diego. I filled out the online application in like fifteen minutes, and I was approved in only like, one hour. They had the money in my account the next day - and I had an unbelievable interest rate. It was only like 5.9%, and I know if I would have went through anyone else that it would be SO much higher that I wouldn’t even feel good about it. Going through this company, I can honestly say I feel good about it, because I don’t have to pay back hundreds more than what the loan was for, you know? These guys are miracle workers in my eyes, and I know I’ll come to them whenever I need help again because I don’t feel like I’m getting stabbed in the back!

Shannon Q.

San Diego, CA

By the way San Diego is near Chula Vista, Coronado, Tijuana, Escondido, and Oceanside.

I’ve always been a fan of the holidays. I just love the way I feel around Thanksgiving and Christmas. Especially every year at my In-Laws Thanksgiving party! The only problem this year is we’re a bit broke, and my in-laws live out in Pennsylvania - we live in San Diego! I really wanted to go, but I didn’t think we’d be able to afford it. I wasn’t about to call my father-in-law and tell him I can’t take his only daughter to their Thanksgiving party, how would that make me look?

I looked around on the Internet a little bit, and came across Car Title Loans in San Diego - only a 5.9% interest rate? That’s impossible! At least, that’s what I thought. Most places that give loans charge you up the butt, and you end up paying more in interest than you even got for the loan. I filled out the online application, which I was walked through by a live representative - an actually human being. It was so simple, and I was approved in less than an hour!

I have the money for the trip, and I already got us our tickets and reserved a room at a nice hotel in their area. I can’t wait to get away for the holidays, it’s always a blast - and the best part is, I don’t feel guilty or bad about my decision to get a loan from Car Title Loans in San Diego - I actually feel GOOD about it. I know I saved hundreds of dollars because I didn’t go through some other company that tries to screw people. It’s almost like they really want to help people, and that just makes me feel good about going through them. I hope every body’s Thanksgiving is going to be as good as mine.

Kevin G.

Money seems to be much more difficult to get a hold of these days than in the past.  At least, as far as I’m concerned - I can’t seem to hold on to it for any significant amount of time.  As soon as I get paid - bills are already past due.  These last few months have been really difficult.  Halloween is just around the corner and my kids need Halloween costumes.  I also need to get candy and then have to take off work to drive them around because parents need to be cautious for their kids during trick or treat.

A buddy of mine told me that auto title loans in San Diego, CA have is a fast cash solution that I can depend on.  The process is very well explained.  There is an online application for the car title loans website.  They also don’t credit check which is good for me because my credit rating is not good at all.  They have live chat and a toll free number to walk you through the online application.  The process takes only a few minutes.  I guess the only thing you need to qualify for auto title loans is a car or truck.  San Diego, CA is a big city.  And everyone I that isn’t a street bum has a car or truck.  So auto title loans has been a simple money fix to my problems.  They were very easy to work with, but yet not as accessible as a credit card, so it really makes you think before you just impulsively spend money.  I am glad for auto title loans.  They saved me big time!

Patrick G.

It was a starter marriage, as they call it.  So after four years, a lot of fights and no kids, I left my husband and started looking at apartments.  I found one not far from my job at the Miramar Marine Corps Air Station, which was a lot easier commute than from our apartment in El Cajon.

The landlord requires a security deposit of one-and-a-half month’s rent.  I was pretty sure I could afford the $800 rent, but to come up with another $1200 did not seem possible.  In that marriage, we both mismanaged our money.  We ran up the credit cards, couldn’t make the monthly payments, got behind on rent once.  I had almost no money saved and bad credit.

But I’m resourceful if nothing else, so I went on the Internet.   I Yahoo searched “fast cash” an “car title loans no credit” and found Car Title Loans in San Diego.  You fill out an online application so you can avoid those car title places on Camino Ruiz. That wouldn’t be pleasant for a single girl like me.  I had my money the following day and signed the lease that afternoon.

- Arielle Z.

My ex-husband was worthless with house stuff.  I have to say, I learned good economy when I went through the divorce and it’s made me so much smarter about money and household management because of it.

Even when I don’t have the cash, I’m pretty savvy about buying things that will save over time. For example, I was planning to buy an on-demand water heater to save long-term on my energy costs.  Note that the old water heater is about to kick the bucket.  But right now I’m unemployed, have bad credit and absolutely no spare cash for this project.  

On-demand water heaters instantly heat your water, which saves about 1/3 of your energy costs and reduces water consumption by six gallons every day because you run the water less waiting for the “hot” to get there. Next year (2009), there will be a national $300 tax credit for buying these models and a store in Coronado that is selling them at a discount: you order it now with a $200 down payment today, you get the water heater at 25% off plus the tax credit next year. The total cost for the heater with installation is $1000, but with all the savings and credits I’d shave that down to $850 – and that is for purchase, before the monthly bills are reduced.  Only little questions was, where do I get the fast cash for purchase now?

Here’s how I decided to finance it, despite my circumstances (that includes having bad credit): I went to Car Title Loans in San Diego for a $600 loan against my 2000 VW Golf.  The online application allowed me to avoid going to some storefront car title operation on Logan Avenue.  It took all of 20 minutes to fill out the form (no credit check makes it fast). I got the money the next day in my bank account.

This car title cash loan will turn into a net savings of energy and water over twenty years – and I’m doing my bit to slow climate change and reduce dependence on foreign oil.

              - Darra E.

You don’t know frustration until you’ve had a family member get sick and then the medical bills drive them into bankruptcy.  It happened to my brother when he got colon cancer.  They didn’t have health insurance, he lived for two years fighting all the way, and when he died his wife lost their house and they declared bankruptcy.

Well, because he had colon cancer young (44), I am supposed to get colonoscopies every three years.  Early detection is the most important part of this disease.  When I worked at my job in University Heights I had great medical insurance, so I got the scope three times, on schedule.  But I left there in 2006 and don’t get health insurance from freelancing.  I was supposed to get my colonoscopy early this year, but couldn’t afford the $3000.

Also, I have bad credit.  So I couldn’t imagine ways to find the money since it’s very hard for me to borrow.

But I worried enough I knew I had to do something.  I googled and found Car Title Loans in San Diego.  When they said my eight year old Blazer is good for a $4000 loan,  I took that as a sign.  It was telling me, “Get this done.”  The company processes loans on the Internet — you complete an online application, then you get an email with the approval that same day.  The money is sent electronically to your checking account the next morning.  It’s fast cash, which is very important when you’re nervous about something.

There was only one polyp, and they think it’s the non-cancerous kind.  I am very glad I took a loan on car title to find out for sure.  

– Neil O.

My job in software development was eliminated, shipped offshore to people who have only limited use of English.  If that works out for my former employer, they’re smarter than I think.  The amazing thing when we were cut was we would get an extra month of pay, plus a month of severance, if we trained the people who took our jobs. Or, we could move to Bangalore from our nice little home here in Encanto. 

If you didn’t cooperate, you simply got nothing.  Despite the blow to my dignity, I took the train-the-replacements option.  My wife’s income from her job in San Diego is too small to feed, house and clothe our family.

But the severance and unemployment didn’t cover the bills, including a few unexpected expenses that happened.  So bills weren’t always paid on time and our credit rating took a hit.

My best bet for longer term employment in the future was to take some training courses.  It’s exactly what they talk about in all the business publications — it’s retrain or die.

I took stock of what I could sell or otherwise use to get money for this $1200 course. It was then that I realized to get fast cash I could use my car for a car title loan. I filled out an online application with Car Title Loans in San Diego.  It was fast, simple and non-judgmental (unlike how my requests for home equity lines and credit card extensions went).  In less than 24 hours I had the money I needed to help me find my next job.  Think twice before you criticize anyone who uses auto title loans for financial management.  They might be doing the smartest thing for their circumstances.

- Fernando G.