My job in software development was eliminated, shipped offshore to people who have only limited use of English.  If that works out for my former employer, they’re smarter than I think.  The amazing thing when we were cut was we would get an extra month of pay, plus a month of severance, if we trained the people who took our jobs. Or, we could move to Bangalore from our nice little home here in Encanto. 

If you didn’t cooperate, you simply got nothing.  Despite the blow to my dignity, I took the train-the-replacements option.  My wife’s income from her job in San Diego is too small to feed, house and clothe our family.

But the severance and unemployment didn’t cover the bills, including a few unexpected expenses that happened.  So bills weren’t always paid on time and our credit rating took a hit.

My best bet for longer term employment in the future was to take some training courses.  It’s exactly what they talk about in all the business publications — it’s retrain or die.

I took stock of what I could sell or otherwise use to get money for this $1200 course. It was then that I realized to get fast cash I could use my car for a car title loan. I filled out an online application with Car Title Loans in San Diego.  It was fast, simple and non-judgmental (unlike how my requests for home equity lines and credit card extensions went).  In less than 24 hours I had the money I needed to help me find my next job.  Think twice before you criticize anyone who uses auto title loans for financial management.  They might be doing the smartest thing for their circumstances.

- Fernando G.

Tags: auto title loans, California, Car Title Loans in San Diego, fast cash, online application, San Diego

This entry was posted on Tuesday, October 21st, 2008 at 1:08 pm and is filed under California. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.